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Calculators for CA practice, ungated

Eight calculations a practice reaches for. They run in your browser: nothing is uploaded, nothing is stored, and there is no signup.

Income tax, both years

Tax on a total income you have already arrived at, for FY 2025-26 and tax year 2026-27, with the default and the old regime beside each other.

Tax audit, and what a default costs

The audit limits for both years, and what a default costs: a discretionary penalty under s.271B in FY 2025-26, a flat fee under s.428(c) in tax year 2026-27.

OptiReports

Loan EMI, and loans with a moratorium

Two modes kept apart: a standard loan's EMI, and a business or project loan whose moratorium interest, paid or added to the loan, never reads as the EMI.

OptiCertificate

Net worth statement

Assets and liabilities laid out the way a certificate presents them, with an optional conversion at a rate you supply.

OptiReports

DSCR and MPBF

Debt service coverage, and permissible bank finance under both Tandon methods, with every step of the working.

Advance tax and interest

Instalments and the interest on each shortfall, under s.234C and s.234B for FY 2025-26 or s.425 and s.424 for tax year 2026-27.

OptiFinancials

Depreciation, both Acts

Schedule II of the Companies Act beside the income-tax written down value for one asset, with the timing difference shown year by year until it reverses.

OptiReports

Presumptive against books

The presumptive scheme against normal books, with the deemed figure as a floor and the tax audit position on each route.

Working estimates, not advice. Each page shows the basis it applied and the date it was last checked.

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The same arithmetic, across every client

In OptiVida, the CMA, the tax audit and the financial statements read the client's books from Tally.

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