CMA and tax audit software

The CMA data and tax audit report that used to eat the week

A CMA that starts from the client's books in TallyPrime or Tally ERP 9, and a tax audit report drafted for your review.

Try it in the demo
  • CMA from Tally, an ITR or by hand
  • Form 3CA or 3CB, with Form 3CD
  • Every figure carries its source
CMA data
3 year horizon
Operating statement
ParticularsFY24ACTFY25ESTFY26PROJ
Net sales
Operating profit
Current ratio
DSCR

Layout

Generic CMA
+ the bank's own sheets
ExcelPDF

01 / CMA data

From trial balance to bank-ready workbook

Actuals from the books, and projections from assumptions you set.

a / Fill and review

The books walk in by themselves

What the rules cannot place is listed for you, never guessed.

  • ITR-3 and ITR-5 JSON read in your browser, never uploaded
  • AI suggests a line for an unmapped ledger; you accept or assign it
  • Right-click a cell to see the ledgers that feed it

To check one figure by hand, the free DSCR and MPBF calculator works both Tandon methods, and the EMI calculator schedules a term loan with a moratorium.

Fetch from Tally
Company checked
Connector pairedStarted by you
Tally companyMehta Traders Pvt Ltd
Fetch from Tally

02 / Everything in the box

CMA data, in full

Every CMA feature today, by area.

01Formats and years5 items
  • Generic CMA, plus Bank of Baroda with the bank's own sheets
  • Cover, cost and means, operating statement, balance sheet spreads, ratios
  • Year columns from history through an estimate into adjustable projections
  • Cover sheet filled from the client master: constitution, PAN, GSTN, industry
  • Per-bank Excel styling and page setup, print-ready in landscape A4
02Filling from Tally5 items
  • Cash credit and OD split into short-term borrowings, not term loans
  • Creditors with debit balances move to the asset side
  • Stock split into raw material, WIP and finished goods
  • Suspense and branch ledgers skipped, with the reason recorded
  • Balance sheet residuals flagged to you, never buried in reserves
03From an ITR5 items
  • An ITR-3 or ITR-5 JSON maps balance sheet and profit and loss straight in
  • Parsed entirely in your browser, the file is never uploaded
  • Trade name, PAN and assessment year detected automatically
  • Subtraction paths avoid double counting across schedule totals
  • ITR figures carry their own provenance mark in the grid
04AI on a leash5 items
  • Ask AI on any unmapped ledger: a line, a confidence, a reason
  • Suggestions come from a closed list of real form lines, never invented
  • Nothing applies until you accept it, or assign the line yourself from a list
  • Per-cell suggestions stay conservative, written for a banker's eye
  • Repeat ledger names resolve instantly from cache
05The computation engine5 items
  • Cost of production, gross and operating profit, EBITDA, PAT, cash accruals
  • MPBF by Tandon methods I, II and III, each a full worksheet
  • Nayak turnover method with a bank variant, and three DSCR treatments
  • Term loan amortization with moratorium, WDV depreciation, capacity utilisation
  • Cash flow and funds flow in CMA convention, plus a ratio annexure
06The review grid5 items
  • Seven spreadsheet tabs, from Form I through ratios
  • Autosave seconds after you stop typing, with a validated indicator
  • Arrow keys, Tab and Enter move cell to cell
  • A validation panel that jumps you to the offending cell
  • Ghost suggestions in empty projected cells, before you type
07Projections and roll-forward5 items
  • Set once: sales growth, debtor, inventory and creditor days, capex
  • One click grows the operating statement and rebuilds working capital
  • Judgment lines left to you on purpose
  • A live preview of the projections before you apply them
  • Next year's CMA starts from this year's projections
08Validation and output5 items
  • Live checks while editing, bank-configurable rules at generation
  • The balance sheet must balance; each bank's thresholds from its own config
  • Generation refused with the precise list of failed checks
  • An Excel workbook and a bank-ready PDF, built from the workspace
  • Version history keeps every file, warning when edits post-date the latest

03 / Tax audit

A Form 3CD drafted for your review

AI drafts the analytical clauses and calculators supply every figure. You decide each clause, and sign.

a / Draft and review

Checked before it is trusted

Seven reconciliation checks run on the fetched books before any clause is filled from them.

  • Form 3CA or 3CB follows the client's constitution
  • Form 26AS reconciled per deductor, beside the report
  • A change to a drafted clause needs a written note

The free tax audit calculator works out whether a client needs the audit at all, and what a late report costs, for both years.

Tax audit review
Form 3CA

Form 3CD, FY 2024-25

Clauses filled

0

AI-computed

0

Reviewed

0

04 / Everything in the box

Tax audit, in full

Every tax audit feature today, by area.

01Import and checks7 items
  • Connector discovery names the fault: not installed, unpaired, Tally offline
  • Only the financial years the books actually hold are offered
  • Masters and every voucher of the year, fetched month by month
  • Each client bound to a named Tally company, mismatches refused
  • Seven checks at ingest, from voucher double-entry to Tally's own profit
  • A coverage guard catches truncated fetches
  • The verdict stored on the import as an audit trail
02Deterministic auto-fill4 items
  • Identity clauses from the Tally company header, then the client master
  • Books of account derived from the voucher types actually used
  • Quantitative stock details per item, custom voucher types classified
  • Financial ratios computed from the books themselves
03AI-drafted clauses5 items
  • Every figure comes from a deterministic calculator, never the model
  • Block rates and the 180-day half-rate rule, computed not guessed
  • Clauses with nothing qualifying report Nil
  • Candidates the CA must judge are listed and flagged, never dropped
  • Citations only from passages the rules search returned, with section and page
04The CA decides5 items
  • Accept, modify, override or skip every AI clause
  • Overrides need a written note, enforced on the server
  • Manual edits recorded as yours, with a note in the trail
  • A findings panel that deep-links to every flagged clause
  • A live banner tracks clauses completing while you review
05The wizard5 items
  • Nine steps of particulars, then a review step, with free jumping
  • Status per clause: auto-filled, AI-generated, pending or manual
  • Repeater tables for partners, depreciation blocks, TDS, MSME, cash, Chapter VI-A
  • Conditional fields appear only when the answer calls for them
  • Reopening restores the exact step and unsaved edits, newer server data winning
06Form 26AS5 items
  • A TRACES PDF or text file imported beside the report
  • A statement for another PAN or another year is refused
  • Credits reconciled per deductor against the ledgers you tick
  • A verdict per difference; last year's shows as Carried until confirmed
  • It fills no clause and blocks no report
07The output4 items
  • Form 3CA for companies, LLPs and co-operatives, 3CB for the rest
  • The form follows the client's constitution, the PAN as fallback
  • Audit report and Form 3CD in the layout the department prescribes, as a PDF
  • An unchanged report is served again, not rebuilt

Coming next

  • Stock Statement
  • QIS Report
  • SBI, PNB and Canara templates

Try it now

Run a CMA in the demo

Start a CMA with sample data, then open a tax audit report.

Open the live demo